Insurance & Payment

Wholewella Health is an out-of-network, cash pay practice. We DO NOT bill insurance directly.

This allows us to provide longer appointments, more in-depth testing and highly personalized care without the limitations of insurance guidelines.

Yes, in many cases.

If your plan includes out-of-network benefits, you may be eligible for partial reimbursement. We provide a detailed receipt, often called a superbill, that you can submit to your insurance company.

Reimbursement varies by plan, so we recommend contacting your insurance provider to understand your specific benefits.

We accept HSA and FSA cards for eligible medical services.

Our goal is to treat the root cause, not just manage symptoms.

By operating outside of insurance networks, we are able to:

• Spend more time with you during visits

• Offer more comprehensive and personalized care plans

• Utilize advanced testing and treatment options

• Focus on prevention and long-term health.

This model allows us to prioritize your care, not insurance restrictions.

Some services may involve third-party providers.

• Labs: Many specialty labs are cash-based. Some standard labs may be eligible for insurance depending on your plan.

• Imaging (MRI, CT, etc.): If you prefer to use insurance, these may need to be ordered through your primary care provider or an in-network facility.

• Prescriptions: Certain medications may be covered by insurance, while others (such as compound medications) are typically cash-pay.

Our team will guide you through the most cost-effective options whenever possible.

We accept:

• All major credit and debit cards

• HSA/FSA cards

Payment is due at the time of service.

If you have a question about pricing or services, our team is happy to walk you through everything before your visit.